Credit Law FAQs

There are a number of ways to exit debt review. The first way is by settling all your debt obligations, apart from your bond, and asking your debt counsellor to provide you with a clearance certificate.

The second way you can exit debt review is by applying to court to have your debt review proposal rejected. We will facilitate this process for you as easily and efficiently as possible to secure a favourable outcome.

No, you don’t. When an application is made, an affidavit will be signed by you which is presented to court as part of the application. We will attend court and ensure that your application is granted.

We can assist you by requesting a copy of your credit report and will be able to assist you in identifying who obtained a judgement against you. We will further assist you with any further information or action needed to clear your blacklisting and rescinding your judgement.

First, we will assess the validity of the garnishee order. Thereafter, we will provide you with the necessary legal solution to have your garnishee order amended/rescinded by making an application to court.

The first thing we will do is assess the validity of the administration order. Thereafter, we will provide you with the legal solution to have your admin order amended/rescinded by applying to court.

Whilst the process does require a fee, we are competitively priced. We appear personally in courts in Gauteng, and Cape Town Surrounds. We understand the nuances of all these courts and are able to provide the court with what they need to ensure a matter is granted on the first appearance. This, together with our wide correspondent network, enables us to provide cost-effective solutions for you.

Whilst our focus is on credit-related legal solutions, we are able to assist with any legal matter, including evictions, family law and corporate law. Please reach out to us, and we will gladly assist.

Yes, we can! While we appear personally in Cape Town, surrounds, and in Gauteng, we have a wide correspondent network throughout South Africa and can handle your legal matter anywhere in the country.

Western Cape:

Atlantis, Bellville, Caledon, Cape Town, Goodwood, Hermanus, Kuilsrivier, Mitchell’s Plein, Paarl, Somerset West, Stellenbosch, Strand, Wynberg


Alexandria, Atteridgeville, Benoni, Boksburg, Brakpan, Bronkhorstspruit, Cullinan, Daveyton, Ekangala, Ga-Rankuwa, Germiston, Heidelberg, Johannesburg, Kagiso, Kempton Park, Krugersdorp, Mamelodi, Nigel, Palm Ridge, Pretoria Central, Pretoria North, Randburg, Randfontein, Roodepoort, Sebokeng, Soshanguve, Soweto, Springs, Temba, Tembisa, Vanderbijlpark, Westonaria

However, we possess an extensive network of correspondents throughout the country, offering favorable agreed-upon rates to guarantee expeditious and cost-efficient handling of affairs.

Qualified Legal Attorneys

As a modern law firm, we specialise in credit law and are well-versed in the complexities of legal issues. At VDL Attorneys, we take the time to listen to our clients and offer personalised guidance every step of the way. Our attorneys are hands-on, appearing personally in matters within our jurisdiction to better understand the nuances of specific courts and provide our clients with a favorable outcome. We also have an extensive correspondent network across South Africa, securing competitive fees and efficient services.

Over 20 Years of Experience

With over two decades experience, VDL Attorneys has established a reputation for providing innovative solutions and exceptional client service. We offer a full range of legal services across various practice areas, including Debt Review, General Litigation, Evictions, contract and family law. Our team of skilled attorneys has the expertise to help our clients navigate complex legal matters and achieve their goals.